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Litton Loan Modification Case Results

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Litton Home Servicing - [ID: #0001]

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Before

Rate of 7.00%, payment of $1475.12, Jamie also had $3,904.11 past due in late fees.

After

Rate of 4.620% and new payment of $977.32 for the life of the loan. Past due amount put in the back of the loan.

Litton Home Servicing - [ID: #0002]

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Before

Previous PITI payment $1,527.63, 9.50% ARM. Borrower was past due $7,828.65.

After

Trial plan for 3 months with payments of $714.32. Monthly savings of $813.31.

Litton Home Servicing - [ID: #0003]

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Before

Previous payment $890.00.

After

New payment of $697.37 includes escrows.

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Litton Home Servicing - [ID: #0004]

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Before

Previous payment $1,401.71 PITI. 6.625% fixed interest rate. Borrower was 7 months behind owing $9853.46.

After

Trial plan with payments of $1,223.44, monthly savings of $178.21.

Litton Home Servicing - [ID: #0005]

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Before

10.50% interest rate, mortgage payment of $1830 per month (principal and interest).

After

4.2% for the life of the loan and payment (principal and interest) of $723.26.

Litton Home Servicing - [ID: #0006]

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Litton Home Servicing - [ID: #0007]

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Litton Home Servicing - [ID: #0008]

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Litton Home Servicing - [ID: #0009]

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Litton Home Servicing - [ID: #0010]

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Before

Monthly PITI payment was $1,847.00, past due $31,294.77 and property in foreclosure.

After

House saved from foreclosure! Three month trial plan with PITI payment of $1,497.35, saving $350 per month. Final modification will be completed after 3 payments.

Litton Home Servicing - [ID: #0011]

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Before

Borrower was 5 months past due, with monthly payments of $3,243.31 PITI and 11.4% fixed interest rate. A sale date for this property was posted.

After

Wow! A 3 month trial plan is granted with payments of $1,891.23, saving $1,352.08 per month. Full modification will be completed after third payment.

Litton Home Servicing - [ID: #0012]

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Before

Borrower was past due $16,000 with PITI payments of $1,362.58, 7.75% adjustable interest rate.

After

Great trial plan with 3 payments of $758.32, saving $603.68. Final modification will be approved after successful payments.


Litton Home Servicing - [ID: #0013]

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Before

The borrower had a past due amount of $13,415.27 and an escrow shortage of $10,701.53. She had an adjustable rate loan with a 6.77% interest rate and a previous monthly mortgage payment of $1,535.29 (principal and interest).

After

The borrower's adjustable interest rate was modified to a 5.5% fixed interest rate. Her principal and interest payments were reduced to $1,302.45. She no longer has an escrow shortage and her account was brought current without the need of a deposit or down payment. Borrower was given a fresh start.

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