--- title: Do You Need An Attorney Quiz description: Find out if your case requires an attorney. Amerihope Alliance Legal Services has saved over 5,000 homes from foreclosure. --- [![Loan Modification and Foreclosure Defense Law Firm](https://legal.amerihopealliance.com/hs-fs/images/forclosure-attorneys.png?width=360&height=117&name=forclosure-attorneys.png "Loan Modification and Foreclosure Defense Law Firm")](https://amerihopealliance.com/?hsLang=en) ![Call Foreclosure Attorney 877-882-5338](https://legal.amerihopealliance.com/hs-fs/layout/phone-number.png?width=349&name=phone-number.png "Call Foreclosure Attorney 877-882-5338") - [Home](https://amerihopealliance.com/index) - [About Us](https://amerihopealliance.com/about_us) - [Blog](https://blog.amerihopealliance.com/blog) - [Case Results](https://legal.amerihopealliance.com/case-results) - [Free Consultation](https://amerihopealliance.com/free_consultation) - [Client Login](https://amerihopealliance.com/client_login) - [Contact Us](https://amerihopealliance.com/contact_us) - [FAQ](https://amerihopealliance.com/faq) # Do you need to hire a foreclosure attorney? Give yourself the survey below to begin ### Instructions: Friend, ask yourself these questions and scroll down to determine whether or not you should consult with a foreclosure defense attorney **1. Have you been served foreclosure papers or received any legal documents from your bank or mortgage servicer?** *(e.g. knock on the door, certified mail, FedEx)* **2. Are your mortgage payments too high?** **3. Have you missed more than 3 mortgage payments, or has your bank or mortgage lender refused your payments?** **4. Are you behind on your HOA payments?** **5. Are you receiving collection calls from your lender?** **6. Have you been working with your bank on a loan modification for over 4 months?** **7. Have you been denied a loan modification?** **8. Are you considering a short sale?** **9. Do you feel you were taken advantage of during the mortgage process?** **10. Do you owe more than your home is worth?** ### If You Answered "Yes" to 3 or More If you answered "Yes" to 3 or more questions, then you should contact a lawyer **immediately** to take the first steps to avoid losing your home. **Now What?** Not all lawyers are created equal. Click below to download a checklist of what you should look for in retaining a credible, experienced, affordable Foreclosure Defense Lawyer, or call us now **1-877-882-5338** [![Click to Download Your Checklist: What to Look for in a Foreclosure Lawyer](https://no-cache.hubspot.com/cta/default/161513/e61b43bc-3fcf-4d53-ae6c-4c592542bc92.png)](https://cta-redirect.hubspot.com/cta/redirect/161513/e61b43bc-3fcf-4d53-ae6c-4c592542bc92) ### If You Answered "Yes" 1 or 2 Times If you answered "Yes" only one or two times, then you may need an attorney to evaluate your situation. **What's Next?** If you have only missed a couple mortgage payments, foreclosure may be in your future. If you are upside-down, or fighting a loan modification battle, you may be able to get better results with the experience of an attorney.  [![Click to Review Our Recent Loan Modification Case Results](https://no-cache.hubspot.com/cta/default/161513/6b43f976-29c4-40ec-9940-0062fd514859.png)](https://cta-redirect.hubspot.com/cta/redirect/161513/6b43f976-29c4-40ec-9940-0062fd514859) ### If You Answered "No" to Every Question Congratulations! It sounds like you're in a great position and you are able to pay your mortgage each month. We are pleased to hear that there are still people who have been unaffected by the nasty downturn in the economy. Let us know if we can be of any assistance to you in the future. [![Congratulations, You're in Good Shape! 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Take Our Quiz To Find Out!") ### Our Attorneys Have Achieved the Following Results for Our Clients - Lower Mortgage Payments - Negotiate Hundreds Of Principal Reductions - Eliminate Second Mortgages - Homes Free And Clear - Negotiate Loan Modifications ![Lawyers.com:5/5 Client Rating](https://amerihopealliance.com/images/martindale.gif?width=200&name=martindale.gif "Lawyers.com:5/5 Client Rating") --- ![Client Distinction Award Winner](https://legal.amerihopealliance.com/hs-fs/hub/161513/file-30837164.gif?width=120&height=108&name=file-30837164.gif "Client Distinction Award Winner") ### Some Additional Resources That You Might Find Helpful - Some of our [loan modification case results](https://amerihopealliance.com/case_results?hsLang=en) - How to [prolong foreclosure](https://blog.amerihopealliance.com/blog/bid/274463/Foreclosure-Defense-How-to-Prolong-Foreclosure?hsLang=en) - "I Won With A Loan Modification Attorney": [David's Success Story](https://blog.amerihopealliance.com/blog/bid/287614/I-Won-With-A-Loan-Modification-Attorney-David-s-Success-Story?hsLang=en) **Recent Client Reviews** > "**Good Service from Amerihope Alliance** > I want to said THANK YOU SO MUCH...for the wonderful service that this company did. We feel very welcoming...from the beginning until the end of the process, the staff was excellent. Very professional. Always I received a lot information and good communication. I encourage to any person to contact them for help during this hard time of the loan modification." > **Secundino G., April 2013** © 2026 Amerihope Alliance Legal Services. All Rights Reserved [Privacy Policy](https://amerihopealliance.com/privacy?hsLang=en) | [Terms of Service](https://amerihopealliance.com/terms?hsLang=en) | [Site Map](https://amerihopealliance.com/sitemap?hsLang=en) | [Glossary](https://amerihopealliance.com/glossary.php?hsLang=en) | [Contact Us](https://amerihopealliance.com/contact_us?hsLang=en) We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. The hiring of a lawyer is an important decision that should not be based solely upon advertisements. This web site is designed for general information only. The facts and law in each case are different. We cannot and do not represent or guarantee a specific result in any given case. See our About Us page for our qualifications and experience.