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Borrower was $6,211.75 (5 months) past due. Interest rate was 5.75% and monthly payment was $1,202.35 PITI.
After Borrower's new payment is $687.83 PITI ($514.52 savings). New interest rate is fixed at 2.00% for the first 5 years, 3.00% the 6th year, 4.00% the 7th year, and 4.25% for the remaining life of the loan.
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