---
title: Loan Modification Case Results - SPS
description: Read some of our SPS loan modification case results
---

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# Select Portfolio Servicing

These results should not be taken as a guarantee, as each case is unique.  
   
 

# SPS Loan Modification Case Results

*[Click here](https://legal.amerihopealliance.com/case-results?hsLang=en) to return to the list of all lenders.*

## Case Studies

[Loan Modification Success: SPS Payment and Interest Rate Reduction](https://blog.amerihopealliance.com/blog/loan-modification-success-sps-interest-and-interest-rate-reduction?hsLang=en)

[Loan Modification Success: Incredible SPS Principal Reduction](https://blog.amerihopealliance.com/blog/loan-modification-success-incredible-sps-principal-reduction-0?hsLang=en)

## SPS - \[ID: #0001 \]

*[(Click Here To View PDF)](https://www.amerihopealliance.com/images/pdf/sps0001.pdf?hsLang=en)*

#### Before

Monthly payment with principal, interest and insurance $3,561.13 with 11.550% ARM interest, 9 months past due, with a scheduled sale date.

#### After

New monthly payment $2,193.21 (PITI), with fixed 6.00% interest rate for life of the loan, saving $1368 per month.

## SPS - \[ID: #0002 \]

*[(Click Here To View PDF)](https://www.amerihopealliance.com/images/pdf/sps0002.pdf?hsLang=en)*

#### Before

Monthly payment $1,924.01, with $42,763.00 past due.

#### After

Three month reinstatement plan with payments of $1,924.01, $1,209.05 and $1,209.05 during modification to show borrower's good faith.

## SPS - \[ID: #0003 \]

*[(Click Here To View PDF)](https://www.amerihopealliance.com/images/pdf/sps0003.pdf?hsLang=en)*

#### Before

Borrower is 6 months behind, with monthly PITI payments of $1,552.09, 9.6% fixed interest rate, with $8,062 past due. Loan balance is $145,256.20.

#### After

New monthly payment is ZERO ($0). SPS has accepted a settlement in the form of one $3,500 payment. Borrower no longer has to pay their mortgage. Wow!

## SPS - \[ID: #0004 \]

*[(Click Here To View PDF)](https://www.amerihopealliance.com/images/pdf/sps0004.pdf?hsLang=en)*

#### Before

Borrower was 8 months behind with monthly P&I payments of $1,374.39 with 9.125% fixed interest rate. Taxes and insurance were $769.15 monthly for total monthly payments of $2,143.54. Borrower was $12,862.95 past due.

#### Offer

Borrower was offered a special forbearance plan with 3 month payments of $1,374.39.

#### Settlement

SPS offered to settle the loan, with balance of $176,392.70 for $63,000.00. Customer chose this instead of the modification. Borrower will no longer have a mortgage on their property! New monthly payment is $0.00.

![SPSlogo.png](https://legal.amerihopealliance.com/hs-fs/hubfs/images/servicer_logos/SPSlogo.png?width=221&name=SPSlogo.png "SPSlogo.png")

### Recent Loan Modification News

[![Download the free guide to applying for a loan modification.](https://no-cache.hubspot.com/cta/default/161513/7f427dc3-cfa7-4796-9b6b-bb943e56683a.png)](https://cta-redirect.hubspot.com/cta/redirect/161513/7f427dc3-cfa7-4796-9b6b-bb943e56683a)

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