--- title: Loan Modification Case Results - Wells Fargo description: Read some of our Wells Fargo loan modification case results --- [![We are a debt relief agency with quality legal services.](https://legal.amerihopealliance.com/hs-fs/images/forclosure-attorneys.png?width=360&height=117&name=forclosure-attorneys.png "We are a debt relief agency with quality legal services.")](https://www.amerihopealliance.com/?hsLang=en) - [Blog](https://blog.amerihopealliance.com) - [Home](https://www.amerihopealliance.com) - [Case Results](https://legal.amerihopealliance.com/case-results) - [Free Consultation](https://amerihopealliance.com/free_consultation) - [Client Login](https://www.amerihopealliance.com/client_login) - [Contact](https://www.amerihopealliance.com/contact_us) - [FAQ](https://www.amerihopealliance.com/faq) # Wells Fargo These results should not be taken as a guarantee, as each case is unique.     # Wells Fargo Loan Modification Case Results *[Click here](https://legal.amerihopealliance.com/case-results?hsLang=en) to return to the list of all lenders.* ## Wells Fargo Case Studies [Loan Modification Success: Wells Fargo Can't Touch This Home](https://blog.amerihopealliance.com/blog/loan-modification-success-wells-fargo-cant-touch-this-home?hsLang=en) [Loan Modification Success: Wells Fargo Payment SLASHED $1,700!](https://blog.amerihopealliance.com/loan-modification-success-wells-fargo-payment-slashed-1700?hsLang=en) [Loan Modification Success: Wachovia / Wells Fargo FREE HOME](https://blog.amerihopealliance.com/blog/bid/306162/Loan-Modification-Success-Wachovia-Wells-Fargo-FREE-HOME?hsLang=en) [Loan Modification Success: Wells Fargo 30% Payment Reduction](https://blog.amerihopealliance.com/blog/loan-modification-success-wells-fargo-30-payment-reduction?hsLang=en) [How to Stop a Wells Fargo Foreclosure Sale Date](https://blog.amerihopealliance.com/blog/how-to-stop-a-wells-fargo-foreclosure-sale-date?hsLang=en) [![Who.png](https://legal.amerihopealliance.com/hs-fs/hubfs/Who.png?width=569&height=569&name=Who.png)](https://blog.amerihopealliance.com/blog/5-years-behind-with-wells-fargo-this-ny-client-avoided-foreclosure?hsLang=en) ![WellsFargoLogo-109620-edited.jpg](https://legal.amerihopealliance.com/hs-fs/hubfs/WellsFargoLogo-109620-edited.jpg?width=264&name=WellsFargoLogo-109620-edited.jpg "WellsFargoLogo-109620-edited.jpg") ### Articles About Wells Fargo ## Wells Fargo - \[ID: #0001\] *[(Click Here To View PDF)](https://www.amerihopealliance.com/images/pdf/wellsfargo0001.pdf?hsLang=en)* #### Before Past due 9 months. Fixed 6% interest rate. Payment $641.18. #### After No good faith deposit required. Three month trial plan monthly payments of $494.11. ## Wells Fargo - \[ID: #0002\] *[(Click Here To View PDF)](https://www.amerihopealliance.com/images/pdf/wellsfargo0002.pdf?hsLang=en)* #### Before PITI Payment $757.08 with a sale date. #### After Three month payment plan, payments of $645.79. ## Wells Fargo - \[ID: #0003\] *[(Click Here To View PDF)](https://www.amerihopealliance.com/images/pdf/wellsfargo0003.pdf?hsLang=en)* #### Before Interest rate 9.375% PITI payment $696.86, payments were 4 months past due. #### After New interest rate 5.25% fror the life of the loan. Contribution of $2,687.96 required. New payment is $545.08, savings of $151.78 per month. ## Wells Fargo - \[ID: #0004\] *[(Click Here To View PDF)](https://www.amerihopealliance.com/images/pdf/wellsfargo0004.pdf?hsLang=en)* #### Before Previous payment of $1,700.00, past due $9,935.00. Sale date was scheduled and canceled. #### After New payment is $850.00 with escrows included. Monthly savings of $850.00. ## Wells Fargo - \[ID: #0005\] *[(Click Here To View PDF)](https://www.amerihopealliance.com/images/pdf/wellsfargo0005.pdf?hsLang=en)* #### Before Previous PITI $4,010.80, 5.75% fixed interest rate. Past due for 4 months, owing $16,043.20. #### After Three month trial plan with payments of $2,974.34 starting October 1. Savings of $1,036.46 per month. Final modification will be approved after trial plan is completed. ## Wells Fargo - \[ID: #0007\] *[(Click Here To View PDF)](https://www.amerihopealliance.com/images/pdf/wellsfargo0007.pdf?hsLang=en)* #### Before Borrower had missed 4 mortgage payments, owing $6,900. #### After No arrearage due during modification process, borrower has resumed normal payments. ## Wells Fargo - \[ID: #0008\] *[(Click Here To View PDF)](https://www.amerihopealliance.com/images/pdf/wellsfargo0008.pdf?hsLang=en)* #### Before Monthly payment was $2,746.94 PITI. #### After Borrower is granted a 3 month trial plan with new payment of $1,424.15 PITI. After 3 timely payments, final modification will be negotiated. ## Wells Fargo - \[ID: #0009\] *[(Click Here To View PDF)](https://www.amerihopealliance.com/images/pdf/wellsfargo0009.pdf?hsLang=en)* #### Before PITI payment was $1648, borrower is 5 months past due, owing $8,573.78 #### After No good fait deposit is required, trial plan to a complete mondification with monthly payments of $1640. Small monthly savings, but the borrower is now able to make payments and keep their home. ## Wells Fargo - \[ID: #0012\] *[(Click Here To View PDF)](https://www.amerihopealliance.com/images/pdf/wellsfargo0012.pdf?hsLang=en)* #### Before Mortgage payment was $2,290.47 PITI with 7.5% interest rate. Borrower was $24,190.40 past due. #### After Borrower is granted a 3 month forbearance plan with payments of $1,982.82. Payment savings of $307.65 per month. ## Wells Fargo - \[ID: #0013\] *[(Click Here To View PDF)](https://www.amerihopealliance.com/images/pdf/wellsfargo0013.pdf?hsLang=en)* #### Before Monthly payments of $2,029.14, past due $8,766.02 #### After New payment is $2,016.80 for 3 months while modification is in review. ## Wells Fargo - \[ID: #0014\] *[(Click Here To View PDF)](https://www.amerihopealliance.com/images/pdf/wellsfargo0014.pdf?hsLang=en)* #### Before Borrower was 6 months past due and in foreclosure. Original payment $1,336.69 PITI with 7.0% fixed interest rate. #### After Granted a 3 month special forbearance toward modification. Three monthly payments of $1,395.97 and then final modification will be granted. Foreclosure is on hold during this time. ## Wells Fargo - \[ID: #0015\] *[(Click Here To View PDF)](https://www.amerihopealliance.com/images/pdf/wellsfargo0015.pdf?hsLang=en)* #### Before Borrower was 13 months past due and in foreclosure, owing $23,493.72. PITI payment $1,658.81 with 5.5% interest rate. #### After Traditional modification with down payment of $2,888.81. Monthly payments remain the same and maturity date is extended 10 years. Borrower can keep their home! ## Wells Fargo - \[ID: #0016\] *[(Click Here To View PDF)](https://www.amerihopealliance.com/images/pdf/wellsfargo0016.pdf?hsLang=en)* #### Before Borrower was one month past due. Monthly PITI payment was $1,313.00, with 8.75% interest. #### Trial Loan Modification Three month trial plan with monthly payments of $939.00, monthly savings of $376.60 #### Final Loan Modification: Borrower completed Trial plan and Final Modification is granted. New monthly PITI payment is $995.31 with fixed 4.875% interested. Monthly savings of $317.69. ## Wells Fargo - \[ID: #0017\] *[(Click Here To View PDF)](https://www.amerihopealliance.com/images/pdf/wellsfargo0017.pdf?hsLang=en)* #### Before Borrower was 14 months past due and foreclosure proceedings had been started. Monthly PITI payments were $1,706.42 with a fixed 7.375% interest rate. #### After Borrower received a traditional modification and monthly payments were reduced to $1,372.11 ($334.31 savings per month). Interest rate was lowered to 4.75% for the life of the loan, and foreclosure was suspended. ## Lender: Wells Fargo - \[ID: #0018\] *[(Click Here To View PDF)](https://www.amerihopealliance.com/images/pdf/wellsfargo0018.pdf?hsLang=en)* #### Before Borrower was current, hadn't missed any payments. Borrower had a fixed interest rate of 5% and monthly payments of $1,866 PI. #### Trial Loan Modification: Borrower was granted a 4 month forbearance plan with payments of $1,293.14 per month. #### After: Borrower successfully completed the forbearance and was approved for a final modification with an interest rate starting at 2.375% for 5years, than 3.375% for 2 years and finally 4.375 for the life of the loan. Monthly payments were reduced to $1,303.81 ($562.19 savings per month for the first 5 years). ## Lender: Wells Fargo - \[ID: #0019\] *[(Click Here To View PDF)](https://www.amerihopealliance.com/images/pdf/wellsfargo0019.pdf?hsLang=en)* #### Before Borrower was past due $13,885.30 with monthly PITI payments of $1,383.91 and 6.250% interest. Foreclosure sale date had been scheduled. #### Trial Loan Modification: Three month trial plan with monthly payments of $1,355.64. #### After: Borrower successfully completed trial plan and was granted a final modification. Sale date was canceled and Wells Fargo brought the account to current status without requiring a good faith deposit. New monthly payment is $1,263.88 with 4.75% fixed interest rate ($120.03 savings per month and a fresh start). ## Lender: Wells Fargo - \[ID: #0020\] *[(Click Here To View PDF)](https://www.amerihopealliance.com/images/pdf/wellsfargo0020.pdf?hsLang=en)* #### Before The borrower was six months behind on making mortgage payments with a past due amount of $5,118.05. He had a 6.25% fixed interest rate and his monthly mortgage payments were $1,058.44 (PITI). #### Trial Loan Modification The borrower received a three month trial loan modification with monthly payments of $903.98 (monthly savings of $154.46). #### After The borrower received a final loan modification with a fixed interest rate of 4.875% and a reduced monthly loan payment of $911.53 (PITI). This is a monthly savings of $ 146.91. The borrower received a fresh start and now can afford to pay their mortgage. ## Lender: Wells Fargo - \[ID: #0021\] *[(Click Here To View PDF)](https://www.amerihopealliance.com/images/pdf/wellsfargo0021.pdf?hsLang=en)* #### Before Borrower was past due, owing Wells Fargo $19,654.07. Monthly mortgage payments were $3,674.46 and it was an adjustable rate mortgage, currently at 6.99%. #### After Borrower was granted a traditional loan modification and the past due balance was placed at the back of the loan. New payments are $2,401.57, with a fixed interest rate of 3%, this is a monthly savings of $1,272.89! ## Lender: Wells Fargo - \[ID: #0022\] *[(Click Here To View PDF)](https://www.amerihopealliance.com/images/pdf/wellsfargo0022.pdf?hsLang=en)* #### Before After two unsuccessful loan modifications with Wells Fargo in the last two years, borrower was again 7 months behind, owing $8,197.25. #### After Brought current with a new loan modification. Borrower is required to make a down payment of $1,600.00, but is granted a new monthly mortgage payment of $1,203.52 with a 4.25% fixed interest rate.     [![Download the free guide to applying for a loan modification.](https://no-cache.hubspot.com/cta/default/161513/7f427dc3-cfa7-4796-9b6b-bb943e56683a.png)](https://cta-redirect.hubspot.com/cta/redirect/161513/7f427dc3-cfa7-4796-9b6b-bb943e56683a) © 2026 Amerihope Alliance Legal Services. All Rights Reserved [Privacy Policy](https://amerihopealliance.com/privacy?hsLang=en) | [Terms of Service](https://amerihopealliance.com/terms?hsLang=en) | [Site Map](https://amerihopealliance.com/sitemap?hsLang=en) | [Glossary](https://amerihopealliance.com/glossary.php?hsLang=en) | [Contact Us](https://amerihopealliance.com/contact_us?hsLang=en) We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. The hiring of a lawyer is an important decision that should not be based solely upon advertisements. 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